Medical Insurance Policy

All Brown University student-athletes must provide evidence of insurance that includes coverage for athletically-related injuries.  This is a pre-requisite for practice and competition.  No student will be allowed to participate in any way until an Acknowledgement of Insurance Requirements form is on file with the Athletic Department.   

All student athletes who are under eighteen years of age as of August 1, 2009, must have their parents fill out the enclosed Acknowledgement of Insurance Requirements form and return it to the Athletic Department address on the bottom of the form by August 15, 2009.  All other student athletes will have the opportunity to provide Acknowledgement of Insurance Requirements when filling out the Web Based Athletics Health Questionnaire.  Information on the Athletics Health Questionnaire is enclosed.  

NCAA rules require that we receive confirmation that your insurance coverage has a limit of at least $75,000 and covers athletically-related injuries.  If you are insured through the University's Student Health Insurance Plan, this requirement is met. (Please be aware that the Student Health Insurance Plan has co-payments and deductibles for which you will be responsible. Information on this plan, including referral requirements can be found at www.Brown.edu/insurance).

Brown University will assume no responsibility whatsoever for the payment of, or authorization to pay, medical expenses resulting from injuries that occur while participating in intercollegiate athletics at Brown University.

If you have questions regarding the terms of your coverage, you should contact your insurer or, for students insured through the Student Health Insurance Plan, call the Brown University Insurance Office (401-863-9481).  Please be sure to note if there are any exclusions in your policy regarding athletically-related injuries.

The NCAA's Catastrophic Injury Insurance Program covers student-athletes who are catastrophically injured while participating in a covered intercollegiate athletic activity (subject to all policy terms and conditions).  The policy has a $75,000 deductible.  This coverage does not qualify as the basic coverage required for participation in athletics at Brown University.  It is supplemental coverage in the event of a catastrophic injury.  More information on this program can be found on the NCAA's web-site at www.ncaa.org.

If you have any questions regarding this requirement, please contact Russell D. Fiore, Head Athletic Trainer at 401-863-3851.